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The ABCs of Home Storage

The ABCs of Home Storage

In many American homes, the change of seasons is a signal for storing away some stuff and pulling out other supplies. Whether it’s yard tools or summer clothes, we all have items we put into storage for awhile, and pull out those things we need for another season, like holiday decorations. If you’re selling your home, you should try to store away extra items to make your home appear more spacious.

“A” is for Assessment

What do you have and where can you put it? Take a look at all your stuff and then take a look at where you can tuck it away in your home. Walk through the home with a pad and pen and dedicate an hour of your time to finish this first step.

“B” is for Banish and Box

While this may sound easy, it’s where the hard decisions get made. Box up what you’re going to keep and banish what needs to be thrown out, held for a yard sale or given to charity.

“C” is for Control

These two steps keep your storage areas neat and organized. They should also become a routine part of your storage plan. Maintaining your storage areas with smaller containers (such as see-through boxes, file folders or portable hanging racks) will keep items orderly and easily identifiable. Cardboard or plastic boxes with removable lids are your best bet for corralling stuff. The boxes are easy to handle and uniform in size.

When selling your home and if in doubt of what things should be stored away, ask your Realtor, he/she can give you some fantastic ideas.

Folsom Luxury Homes and Land Specialist

Our motto is to always “Do the Right Thing”, starting with providing premier executive real estate service to buyers and sellers of Folsom, Granite Bay, and El Dorado Hills luxury homes and land.

For more information from California Home Network visit Patrick Warholic, The Internet Home Marketing Specialist for free, no registration required, MLS home and property searches with amazing home search results at your fingertips, along with its ease of use, no registration required advanced home search features that will simply astound you. You can even search by using the new Google Map search, and even do a home search for energy saving features. Are you looking for extra storage space or RV access? Well, you can search for that too.

California Home Network also provides free real estate reports, information for sellers, information for buyers, and find out exactly what your home is worth with a free home valuation, with current up-to-date market information provided for you.

Learn how how you can be mortgage free in 8 to 11 years without re-financing. Ask for your free House Payment Free analysis.

Contact Patrick Warholic, Realtor, CCRA, SRES, ASP, and e-PRO certified.

Tips To Help You Prepare For The Unexpected

The U.S. Department of Homeland Security www.dhs.gov provides a quick primer on how to prepare for an unexpected emergency:

1. Assemble an emergency kit that would enable you to survive comfortably on your own for at least three days. You’ll need:

  • A change of clothes
  • Sleeping bags
  • Food and water. Plan on using a gallon of water per person per day. Buy canned and dried foods that are easy to store and prepare.
  • Supplies. Include a flashlight, a battery-powered or wind-up radio, extra batteries, a first aid kit, prescription medicines and toiletries.


2. Make a family communication plan.

  • It may be wise to have everyone call an out of state friend or relative.
  • Keep a list of emergency numbers near the phone.
  • Select a “safe room” where everyone can gather. The best choice is an interior room with few windows and doors.


3. Learn more about readiness. Planning helps. Knowing what to expect, you and your family will be calmer during an emergency.

  • Find out where to turn for instructions, such as local broadcasting networks, which will broadcast information as quickly as possible about the nature of the emergency and what you should do. In case of an emergency, it’s always best to be prepared.

Folsom Luxury Homes and Land Specialist

Our motto is to always “Do the Right Thing”, starting with providing premier executive real estate service to buyers and sellers of Folsom, Granite Bay, and El Dorado Hills luxury homes and land. Find your dream home today.

For more information from California Home Network visit Patrick Warholic, The Internet Home Marketing Specialist for free, no registration required, MLS home and property searches with amazing home search results at your fingertips, along with its ease of use, no registration required advanced home search features that will simply astound you. You can even search by using the new Google Map search, and even do a home search for energy saving features.

California Home Network also provides free real estate reports, information for sellers, information for buyers, and find out exactly what your home is worth with a free home valuation, with current up-to-date market information provided for you.

Learn how how you can be mortgage free in 8 to 11 years without re-financing. Ask for your free House Payment Free analysis.

Contact Patrick Warholic, Realtor, CCRA, SRES, ASP, and e-PRO certified.

Local Communities Speak Out Online

Make a difference in your community.

Start a blog for free at www.blogspot.com, where the voice of the local citizens can be heard loud and clear. Let your local elected officials know how you feel about the local affairs.

Read what is happening in Folsom with Folsom Talks and Empire Ranch.

Folsom Luxury Homes and Land Specialist

Our motto is to always “Do the Right Thing”, starting with providing premier executive real estate service to buyers and sellers of Folsom, Granite Bay, and El Dorado Hills luxury homes and land.

For more information from California Home Network visit Patrick Warholic, The Internet Home Marketing Specialist for free, no registration required, MLS home and property searches with amazing home search results at your fingertips, along with its ease of use, no registration required advanced home search features that will simply astound you. You can even search by using the new Google Map search with the cool community search feature, and even do a home search for energy saving features too. Are you looking for extra storage space or RV access? Well, you can search for that too.

California Home Network also provides free real estate reports, information for sellers, information for buyers, and find out exactly what your home is worth with a free home valuation, with current up-to-date market information provided for you.

Learn how how you can be mortgage free in 8 to 11 years without re-financing. Ask for your free House Payment Free analysis.

Contact Patrick Warholic, Realtor, CCRA, SRES, ASP, and e-PRO certified.

Paying Kids for Good Grades Could Spell Trouble

A plan by the New York City’s mayor and schools chancellor to pay fourth and fifth-graders for high test scores has prompted plenty of attention.

A blog written by “NYC public school parents”, the authors note that the kids are holding out for higher compensation. Some students are even demanding retroactive pay for last years test scores. One mother recounts a conversation between her teenage son and his friends comparing rewards for good grades: a cell phone for straight A’s, $20 per A, the latest video game station. Although these situations seem humorous, they highlight the serious problem with paying kids for grades. Once you start this trend you must continue to raise the stakes and once kids start to earn their own money, you lose leverage. A child psychologist points out that for a high achieving student, money doesn’t matter. It’s recommended that good grades should be rewarded with a hug, words of encouragement, or a spontaneous treat—anything but cash. That way kids learn the personal satisfaction that comes with a job well done.

Folsom Luxury Homes and Land Specialist

Our motto is to always “Do the Right Thing”, starting with providing premier executive real estate service to buyers and sellers of Folsom, Granite Bay, and El Dorado Hills luxury homes and land.

For more information from California Home Network visit Patrick Warholic, The Internet Home Marketing Specialist for free, no registration required, MLS home and property searches with amazing home search results at your fingertips, along with its ease of use, no registration required advanced home search features that will simply astound you. You can even search by using the new Google Map search with a community search tool, and even do a home search for energy saving features too.

California Home Network also provides free real estate reports, information for sellers, information for buyers, and find out exactly what your home is worth with a free home valuation, with current up-to-date market information provided for you.

Learn how how you can be mortgage free in 8 to 11 years without re-financing. Ask for your free House Payment Free analysis.

Contact Patrick Warholic, Realtor, CCRA, SRES, ASP, and e-PRO certified.

Common Questions to Getting That Home Loan

What steps can I take to improve my chances of getting a loan?

Today many lenders are more flexible and allow a greater percentage of monthly income to go toward mortgage payments. But they are more stringent on credit card balances. Lenders often count 5% of the balance as a borrower’s monthly payment, instead of the credit card’s minimum payment. If you are planning to pay off some debts before you apply for a loan, consider the ones with the largest monthly payment. Many lenders, for example, prefer to have a car loan paid off, because borrowers are not likely to go out and buy a new car right away. On the other hand, if credit cards are paid off, a borrower might start charging again.

Should I wait until interest rates drop?

Time is money. Can you afford to wait? Of course home buyers want to buy when interest rates are at their lowest. When interest rates are at near-record lows, potential buyers or homeowners looking to move up are asking themselves if the time is right to act. But no one can predict with certainty where rates are headed at any particular time. Waiting for a bottoming out may instead provide time for rates to rise.

What’s the debt-to-income ratio lenders use to qualify borrowers?

Many lenders use two ratios when they decide whether to approve a mortgage. If, for example, the ratios are 28/36, the “front” ratio of 28% means the lender will allow a mortgage payment (including principal, interest, taxes and insurance) of up to 28% of the borrower’s monthly pre-tax income. The “back” ratio of 36% means all loan and credit payments cannot exceed 36% of the borrower’s monthly income.

For more information visit the California Home Network, your:
Folsom Luxury Homes and Land Specialist

Our motto is to always “Do the Right Thing”, starting with providing premier executive real estate service to buyers and sellers of Folsom, Granite Bay, and El Dorado Hills luxury homes and land.

For more information from California Home Network visit Patrick Warholic, The Internet Home Marketing Specialist for free, no registration required, MLS home and property searches with amazing home search results at your fingertips, along with its ease of use, no registration required advanced home search features that will simply astound you. You can even search by using the new Google Map search, and even do a home search for energy saving features. Are you looking for great real estate deals, short sales, or bank owned properties? With this powerful home search engine that information is right at your fingertips now.

California Home Network also provides free real estate reports, information for sellers, information for buyers, and find out exactly what your home is worth with a free home valuation, with current up-to-date market information provided for you.

Learn how how you can be mortgage free in 8 to 11 years without re-financing. Ask for your free House Payment Free analysis.

Contact Patrick Warholic, Realtor, CCRA, SRES, ASP, and e-PRO certified.

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When Patrick Warholic commits to something, you can bet that he's going to focus all his energy and attention on getting it done—the right way. His career as one of the Folsom area's leading real estate agents is no exception to this approach. Patrick immerses himself in the needs of his clients and formulates a plan specifically designed to achieve the results they want and deserve. Whether his clients want to buy their dream home or sell their existing home quickly and profitably, Patrick combines his intimate familiarity with the area, extensive business background and goal-oriented mentality to ensure his clients get the highest possible return on their investment. If you're in the market to buy or sell a home, it makes sense to work with a professional who's in the business of Performance Not Promises. That's Patrick Warholic. Take it from someone who has worked with Patrick:

"Being in escrow, I find that I am very particular and appreciate folks that take extra time and effort to go the extra mile to be sure everything is done correctly. This is how Patrick does his business as well. He leaves nothing to chance, asks great questions, carefully reviews his buyer and seller settlement statements, attends his buyer and seller signing appointments, he is very responsive to all phone calls and follows up on all aspects of his transactions. In my opinion, he simply takes excellent care of his clients." —Cara Filipelli

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Patrick Warholic

Patrick Warholic - ASP, SRES, CCRA, ePRO Certified Realtor®
Home Location: Folsom, California, United States

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